How It All Started
My name is Faye Prosser and I live with my husband of 13 years and two fabulous children in North Carolina. I began developing the Smart
Spending System over 9 years ago when my husband and I had our first child. I wanted to be a full-time stay at home mom, but once we cut
our income in half, I knew we needed to make some drastic changes in order to afford to stay home with our new baby.
I decided to learn all that I could about frugal living, saving money on groceries and stretching our income as far as it would go. Within six
months, using the information I had learned from various resources and through trial and error, I was saving tremendous amounts of money
on our everyday expenses. Soon after that, I began teaching the Smart Spending System, which encompasses all the techniques that I use
to save our family thousands of dollars each year on groceries and other everyday expenses.
How Has This System Helped Our Family?
Over nine years after starting our frugal living adventure, I am spending significantly less than when I was shopping for just my husband and
I! And the best part is that we have so much more to show for the little amount of money I spend!
I save between 50% - 95% off my groceries every time I shop, which has enabled us to develop quite a pantry and freezer! Needless to say,
when we have surprise guests, I can always come up with a delicious meal to serve! Another wonderful benefit of using these techniques is
that we have been able to donate a good deal of food and non-food items to food banks, women's shelters and individual families in need.
Because we save so much money on groceries and non-food items, we are able to put that money into getting ahead on bills and saving for
our future. Using this system has enabled our family to remain free of credit-card debt. We paid off our new 2002 Honda Odyssey minivan
in 1 and a half years and we are on track to pay off our house in three and a half years, before our children even enter high school!
The Smart Spending Workshops
I started teaching the Smart Spending Workshops after being stopped in the grocery store many, many times for information about how I
organized my coupons and how I was able to save so much money at the register. I realized that there are many other people just like me
who want to make the most of their hard earned money. They want to be good stewards of their income and have the security that being
debt-free affords, but they just aren't sure how to get there.
I now teach the Smart Spending techniques at community colleges, parks and recreation departments, conferences, women's groups,
homeschool meetings, religious organizations, senior centers, and business groups.
The workshops last anywhere from 1 hour to 8 weeks, depending on the needs of the group and the organization at which I am teaching.
Please see the Smart Spending Workshops section to find out more about the benefits of attending a workshop and view the current
workshop schedule.
The Smart Spending Guide
"The Smart Spending Guide" was published in December 2005, after enough people had suggested I put into writing the techniques I was
teaching in the classes. The book serves as a thorough introduction to couponing and basic frugal living and is ideal for anyone who is not
saving at least 40% off their grocery bills. I was thrilled when the book won an Honorable Mention in the 2006 Independent Publishers Book
Awards in the Finance category. I plan to start work on a workshop DVD soon.
Education and Experience
My education and experience includes a Master's Degree in Human Resources Development, over 15 years in Human Resources
Management, Training, and Consulting and over nine years of couponing experience. With the development of the Smart Spending System
and the teaching of the workshops, I have been able to blend my love of smart spending, couponing and frugal living with my training and
development experience.
The goal of this website, "The Smart Spending Guide" and the workshops is to teach you how to make wise choices that will enable you to
live comfortably within your means. With these resources, you will learn how to create and use a budget, save a significant amount of money
on your everyday grocery, non-food, gift, clothing, telephone, travel, prescription, utilities, and other expenses. You'll also earn money and
receive free products including taking surveys, manufacturer giveaways, and mystery shopping as well as learning to maintain your home in
a generally frugal manner.
The Smart Spending motto that I live by everyday is:
It's Your Money - Spend It Wisely!
- Faye
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