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| Publisher: Magnolia Way Publishing ISBN: 0-9773436-4-2 168 Pages Paperback ORDER YOUR COPY TODAY! |
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| Visa, MasterCard, American Express, Discover (Credit Cards processed through Paypal. You do NOT have to have a Paypal account to pay using your credit card). Paypal Credit cards and Paypal existing funds accepted. To order The Smart Spending Guide using Credit Card or Paypal funds, please click on the "ADD TO CART" link above. Check or Money Order Mail US Checks and US Money Orders to: Smart Spending Resources PO Box 1688 Clayton, NC 27528 If paying by check, your order will ship once your check has cleared. Please remember to add tax (if in NC) and shipping. See below for shipping rates) ****North Carolina Residents, please add 7% tax to the total cost of your books. Tax for one book: 91 cents Tax for two books: $1.82 Shipping and Handling 1 book: $3.00 Return Policy If you are not thoroughly satisfied with your purchase of The Smart Spending Guide, you may return the undamaged copy, at your expense, for a full refund of the $12.99 purchase price. Prior to sending return, please contact Smart Spending Resources for a Return Authorization. Phone: (919) 818-9146 E-mail: Smart Spending E-mail |
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"Your book is truly inspiring. If I don't get at least 40% off my bill, I feel like I have cheated my self. I have cut our $250/ week spending down to just at $100/week and we don't eat out as the rule, but as the exception and don't miss it. WHAT A SAVINGS!! I am working on getting that $100 down to $60-$70. I know it will come with time." -Tonya Richard, Duncan, SC "You did a fabulous job Faye! There is so much useful information included in this book!" -Carole Rhodes, Charlotte, NC "Your book has even MORE tips that I didn't find anywhere else, so it's going to save me even MORE money now! I've told everyone who will listen about your book and how much money they can be saving. You have done so much to help us and there's no way we can possibly express our gratitude. Thank you so much." -Pamela Key, Greenville, SC "Thanks for doing what you do. You are an encouragement to so many. I finished your book and it was excellent. I was so thankful that healthy eating was a priority in the book and in your family. I assumed that many coupons were only for processed foods, and learned so much from the book." -Paulette Shilling, Cary, NC "This book contains hints and guidelines for living a debt free, FUN-filled life that doesn't make you think you're sacrificing everything fun known to mankind to live it. In fact, she helps you discover the joy of living within your means." -Rachael Woodard, The Coupon Clippers.com "I am1/2 way through the book with lots of "aha that's how she does it!!" There are creative ways to save that I never thought of! There are lots of helpful tips in there. She tells you ways to double dip, when I thought I was being savvy single dipping!!" - Laura K, Clayton, NC "You did an awesome job on the book! Thank you for sharing!" -Julie B, Clayton, NC "Just wanted to let you know that I got my book and organizer today and am quite pleased, thanks so much for the coupons! I have started on the book tonight and am feeling pretty good about the financial road that we are about to head down." -Gina Shires, Willow Springs, NC "I was at the Clayton Junior Women's Club last night and we really enjoyed it and will definitely benefit from your advice. I bought your book but since my husband does the grocery shopping I was unsure whether he would take the coupon book (Smart Spending Coupon Organizer) to the store. His reaction was, "Anything to save money!", so now I urgently need a coupon book! I was SO excited to get the sales paper this morning and start comparing prices and making my grocery list!". -Darla Aldridge, Clayton, NC "I have nearly finished your book - lots of great ideas and advice in there!" -Dana Schaefer, Garner, NC "I have a fully stocked pantry and have saved a bunch of money since reading your book and joining the yahoo group. My family jokes they will come to my house in the event of a natural disaster or major storm because we could eat off my supplies for weeks." - Kat Lewis, Garner, NC |
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| This book's subtitle is so descriptive, it's almost redundant to write a review! Prosser's book is geared toward beginning to intermediate frugal spenders. (Is that an oxymoron?) She states, very humorously, "This is not a radical frugal living book full of highly unusual and bizarre ways to live on $10 a week. For the record, I do not forage for edible plants along the highway or recycle dryer lint." The first chapter is an overview of financial organization and each subsequent chapter covers a different area of potential savings. Smart grocery shopping and frugal food preparation are dissected and analyzed with expertise. Prosser offer suggestions on how to save money on gifts. travel, entertainment, health, and utilities. The section on online shopping has some great strategies. The chapter on how to find freebies and earn extra money filling out surveys or mystery shopping will be very helpful to the uninitiated. The final chapter closes with words of encouragement, a glossary of terms, a basic budget worksheet, a grocery price book template and a directory of resources consisting of additional reading and internet sites, some of which were mentioned in the book, including the Dollar Stretcher! (Always a good sign!) There's also a detailed index. The author's bio states that Prosser uses her own Smart Spending Grocery System to save over 50% off her family's weekly grocery bills. She uses her expertise to educate others through courses and workshops at community colleges, parks and recreation departments and other non-profit organizations. Her motto is "It's your money, spend it wisely!" It's amazing how few of us do! If you're one of those people, Prosser's book would be a very helpful guide for you. Reading her book is like having a frugal friend at your elbow giving you sage advice! Review by Editor, Sherri Allen Whether you need help stretching your paycheck from month to month or you just want to build your retirement nest egg, the advice and tips provided by Faye Prosser in her book, The Smart Spending Guide, will teach you how to get the most from your hard-earned money. I know, because I learned Prosser's grocery shopping techniques while editing the book and have been experiencing big savings for the past few months. Note: I was hired to edit the book and paid for my services. I have no stake in the success of the book and am not receiving any compensation based on book sales. The Smart Spending Guide begins with a solid introduction to debt-reduction and budgeting and even includes helpful worksheets. Then, you get to my favorite part of the book, the grocery system. Prosser gives you an easy-to-follow lesson in combining several money-saving shopping techniques to maximize your grocery savings, including where to find coupons (did you know you can BUY coupons?), how to organize your coupons (the bottom of your purse just doesn't work!), where to buy food (it's not always the grocery store), planning your grocery shopping trips, and much, much more. Next, there are several chapters full of useful information about frugal living. The frugal tips provided in The Smart Spending Guide cover a wide range of topics, showing you how to save money on meals (adding to the grocery shopping strategy), gifts, vacations, and your health and well-being, as well as around the house and more. Finally, the book provides some suggestions and resources for making extra money and presents ideas and motivation for continued saving. Thanks to Prosser's conversational style of writing, The Smart Spending Guide is very easy to read. As you go through the book, if feels as if she's a friend imparting helpful advice. The grocery system is well-explained and made to seem simple, so you won't be too overwhelmed to give it a try. The frugal sections are smart and mainstream; easily adopted by busy people living in modern times. Prosser has avoided the more radical ideas often found in frugal-living books which end up intimidating beginners, such as 101 ways to recycle dryer lint or goat farming to save money on milk. The Smart Spending Guide is perfect for frugal beginners and people who are already moderately frugal. People who don't know anything about frugal living will be amazed. The moderately frugal will pick up a few extra good ideas and be motivated to try more. I highly recommend The Smart Spending Guide. After all, I saved more than the book's purchase price on my first grocery shopping trip! Copyright 2005-2007 smartspendingresources.com. All Rights Reserved |
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| It's Your Money - Spend It Wisely! |
Book Contents Introduction Chapter 1: Financial Reality Credit Worthiness Setting Financial Goals Getting Out of Debt Developing a Budget Chapter 2: The Smart Spending Grocery System Where to Buy Food and Non-Food Essentials Developing a Price Book Coupons – The Other Currency Coupon Organizers Coupon Sources Frequent-Shopper Programs Buying Store Brands Using Rebate Offers Watching the Scanner Reviewing the Receipt Speaking Your Mind Understanding Store Tactics How Much Time Does This Really Take? What if the Deals Are Amazing? Chapter 3: Frugally Fed Meal Planning Ideas for Every Meal Frugal Dinner Recipes Fridgedly Frugal Stock Your Pantry Backyard Garden Restaurants and Take Out Chapter 4: Frugal Fun Celebrations, Holidays and Gift Giving Affordable Family Fun Travel Near and Far Chapter 5: Take Care of Yourself Dress Your Best For a Whole Lot Less Fit and Frugal Curb Your Medical Expenses Chapter 6: Cutting Household Costs Lowering Utility Bills Clean Up Time Decorating Deals Cutting Car Costs Chapter 7: Fun Freebies and Extra Cash Surveys for Pay Mystery Shopping Freebies and Great Deal Alerts Chapter 8: Bank It, Share It, Keep It Up! What to Do With Your Savings Stewardship and Sharing the Wealth Keep It Up! Glossary Appendixes Basic Budget Worksheet Price Book Template Smart Spending Resource Directory About the Author Index |